Terms of Service

Terms of Service

Last Updated March 2025

All calls with Pro Debt Plans may be recorded or monitored for quality assurance and training.

Agreement Between User and Pro Debt Plans

PLEASE READ THE TERMS OF SERVICE SET FORTH BELOW (THE "TERMS") CAREFULLY. THESE TERMS GOVERN YOUR USE OF THIS WEBSITE (THE "SITE") AND ARE LEGALLY BINDING. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE OR ANY INFORMATION CONTAINED HEREIN. YOUR USE OF THE SITE INDICATES YOUR AGREEMENT TO ABIDE BY THESE TERMS.

This Agreement contains a binding arbitration provision. These Terms affect your legal rights, including an agreement to resolve disputes through arbitration instead of class actions or jury trials. Using this Site, you agree that any disputes shall be resolved through binding arbitration and not in court. You have the right to opt out of this arbitration agreement.

Modification of These Terms

Pro Debt Plans reserves the right to change these Terms, conditions, and notices at any time. You are responsible for regularly reviewing the Terms. Your continued use of "The Service" constitutes your agreement to all modifications.

Modification to "The Service"

Pro Debt Plans may modify or discontinue "The Service" (or any part of it) at any time without notice. You agree that Pro Debt Plans shall not be liable to you or any third party for any modification or discontinuation.

User Conduct

You agree to use "The Service" responsibly and not to engage in prohibited activities, including but not limited to:

• Posting unlawful, harmful, harassing, defamatory, or obscene content.
• Impersonating any person or entity.
• Violating any applicable local, state, national, or international laws.
• Uploading viruses, malware, or other harmful software.
• Sending spam or unsolicited communications.
• Collecting personal data about other users.

Pro Debt Plans reserves the right to monitor and remove content that violates these Terms.

Account Security

To access certain features of "The Service," you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and all activities occurring under your account. Notify Pro Debt Plans immediately if you suspect unauthorized account use. Pro Debt Plans is not liable for any loss resulting from unauthorized account use.

Privacy Policy

Our Privacy Policy also governs your use of "The Service." Please review it for details on how we collect, use, and protect your information.

Limitation of Liability

To the fullest extent permitted by law, Pro Debt Plans shall not be liable for any indirect, incidental, special, consequential, or exemplary damages resulting from:

• The use or inability to use "The Service."
• Unauthorized access to your transmissions or data.
• Statements or conduct of any third party on "The Service."

Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Pro Debt Plans and is protected by copyright and intellectual property laws. Unauthorized use of any content is strictly prohibited.

Auto-Dialed Calls

By providing your contact information, you consent to receive calls from Pro Debt Plans, including auto-dialed and pre-recorded messages and emails. Consent is not required to purchase services. Standard cellular data charges may apply.

SMS Terms and Conditions

• By opting into SMS communications, you agree to receive messages from Pro Debt Plans.
• Message frequency varies, and standard message/data rates may apply.
• Text 'STOP' to opt-out or 'HELP' for assistance.
• T-Mobile and other carriers are not liable for delayed or undelivered messages.

Dispute Resolution

All disputes arising out of these Terms shall be resolved through binding arbitration. By agreeing to these Terms, you waive the right to bring class actions or jury trials. You can opt out of this arbitration agreement by providing written notice within 30 days of accepting these Terms.

Contact Information

For any questions regarding these Terms, please contact us at Pro Debt Plans.

Email: contact@prodebtplans.com

Using this Site, you acknowledge that you have read, understood, and agreed to these Terms of Service.